Welcome to
The Houston Black Real Estate Association 

Democracy in Housing

ABC's of Homebuying - April 2019 (CANCELED)

  • 13 Apr 2019
  • 9:00 AM
  • Good Hope Missionary Baptist Church, 3015 N. MacGregor Way, Houston, TX 77004

Registration

PLEASE NOTE CLASS HAS BEEN CANCELED

The Houston Real Estate Association launched our ABCs of Home Buying Classes in 2005 and it has been a huge success.  We offer one of the only free Home Buying Education classes where each class participant receives a certificate that may help them qualify to obtain down payment assistance from HUD programs. Our class curriculum includes:

  • Preparing to Buy a Home
    • Choosing a Realtor: Realtor’s role
    • Analyzing your finances: Budget, Savings needed, Monthly Payments
       
  • Shopping for a Home
    • Your rights as a consumer: Deciding-Area, Size, Type of home
    • The offer: Inspections, Title, Closing Documents
       
  • Obtaining a Mortgage
    • Credit, How to get approved, How underwriting works
    • Types of Loans: Arms, FHA/VA, Escrow & Non Escrow, Zero down, Conventional
    • Costs associated with buying, Down payment, Closing Costs, Terms, Points, Liens, Predatory Lending
    • Life as a Home Owner
      • Avoiding foreclosure, Maintenance
      • What to expect


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