Welcome to
The Houston Black Real Estate Association 

Democracy in Housing

ABC's of Homebuying - February 2018

  • 17 Feb 2018
  • 9:00 AM
  • TSU - 3100 Cleburne St, Houston, TX 77004

Registration

  • Note to Attendees: Please Park in the East Parking garage which is located on Cleburne St. Do not park on Level 1 or 2 they are reserved and towing will be enforced. Once parked take the elevator or stairs to the first floor and the JHJ School of Business is directly across the street. Please use the second set of doors to your left and the class will be located behind the elevator banks.

Registration is closed


The Houston Real Estate Association launched our ABCs of Home Buying Classes in 2005 and it has been a huge success.  We offer one of the only free Home Buying Education classes where each class participant receives a certificate that may help them qualify to obtain down payment assistance from HUD programs. Our class curriculum includes:

  • Preparing to Buy a Home
    • Choosing a Realtor: Realtor’s role
    • Analyzing your finances: Budget, Savings needed, Monthly Payments
       
  • Shopping for a Home
    • Your rights as a consumer: Deciding-Area, Size, Type of home
    • The offer: Inspections, Title, Closing Documents
       
  • Obtaining a Mortgage
    • Credit, How to get approved, How underwriting works
    • Types of Loans: Arms, FHA/VA, Escrow & Non Escrow, Zero down, Conventional
    • Costs associated with buying, Down payment, Closing Costs, Terms, Points, Liens, Predatory Lending
    • Life as a Home Owner
      • Avoiding foreclosure, Maintenance
      • What to expect
      Click [here] for map of TSU


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